The fraud file.

THE FRAUD FILE Mortgage Fraud Risk Index for August 2015--TOP 5 MSAs Metropolitan Mortgage Fraud % % Statistical Risk Index, Change Since Change Since Area (MSA) August 2015 August 2014 July 2015 1 DETROIT-WARREN- 176 61.5% 14.3% LIVONIA, MI 2 MIAMI-FORT 166 22.1% 16.9% LAUDERDALE-POMPANO BEACH, FL 3 RIVERSIDE-SAN 160 50.9% 26.0% BERNARDINO- ONTARIO, CA 4 ORLANDO-KISSIMMEE, 157 52.4% -3.7% FL 5 HOUSTON-SUGAR 155 36.0% 4.7% LAND-BAYTOWN, TX UNITED STATES 123 29.5% 2.5% The Mortgage Fraud Risk Index value is 123 for August--up 2.5 percent from July and up 30 percent from a year ago. The riskiest MSA in August is Detroit-Warren-Livonia, Ml, with an index value of 176. Occupancy Fraud Risk Index for August 2015--TOP 5 MSAs Metropolitan Occupancy % % Statistical Area (MSA) Fraud Change Since Change Since Risk Index, August 2014 July 2015 August 2015 1 DETROIT-WARREN- 301 55.2% 38.1% LIVONIA, MI 2 ORLANDO-KISSIMMEE, FL 277 111.5% 54.7% 3 MIAMI-FORT LAUDERDALE- 256 46.3% 34.0% POMPANO BEACH, FL 4 LOS ANGELES-LONG 210 8.8% -4.1% BEACH-SANTA ANA, CA 5 RIVERSIDE-SAN 203 40.0% 52.6% BERNARDINO-ONTARIO, CA UNITED STATES 147 12.2% 5.0% The Occupancy Fraud Risk Index value is 147 for August--up 5 percent from July and up 12 percent from a year ago. Detroit- Warren-Livonia, MI, is the riskiest MSA for occupancy fraud risk, with an index value of 301. First American Mortgage Solutions' Fraud Risk Indexes are calculated based on the frequency with which indicators of fraudulent activity are detected in mortgage applications processed by the FraudGUARD[R] system, powered by Interthinx[R] Analytics--a loan-level fraud-detection tool available to lenders and investors. The Fraud Risk Indexes consist of the Property Valuation...

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