The fraud file.

 
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THE FRAUD FILE by Interthinx, a subsidiary of First American Mortgage Fraud Risk Index for April 2015--TOP 5 MSAs Mortgage Fraud % Change % Change Metropolitan Statistical Risk Index, Since Since Area (MSA) April 2015 April 2014 March 2015 1 SALINAS, CA 139 40.4% 24.1% 2 SAN JOSE-SUNNYVALE-SANTA CLARA, CA 132 6.5% -5.0% 3 MIAMI-FORT LAUDERDALE- POMPANO BEACH, FL 129 4.0% -0.8% 4 MEMPHIS, TN 128 30.6% 18.5% 5 LOS ANGELES-LONG BEACH- SANTA ANA, CA 127 -19.1% -8.0% UNITED STATES 97 -3.0% 0.0% The Mortgage Fraud Risk Index is 97 for April 2015--unchanged from March and down 3 percent from a year ago. The riskiest MSA in April is Salinas, CA, with an index value of 139. Identity Fraud Risk Index for April 2015--TOP 5 MSAs Identity Fraud Risk % Change % Change Metropolitan Statistical Index, Since Since Area (MSA) April 2015 April 2014 March 2015 1 LAS VEGAS-PARADISE, NV 179 193.4% 30.7% 2 FAYETTEVILLE-SPRINGDALE- ROGERS, AR-MO 161 -12.0% 24.8% 2 STOCKTON, CA 159 140.9% 80.7% 3 NEW YORK-NORTHERN NEW JERSEY-LONG ISLAND, NY-NJ-P 157 76.4% 23.6% 4 ORLANDO-KISSIMMEE, FL 156 62.5% 10.6% UNITED STATES 98 28.9% 0.0% The Identity Fraud Risk Index is 98 for April--unchanged from March and up 29 percent from a year ago. Las Vegas-Paradise, NV, is the riskiest MSA for identity fraud risk, with an index value of 179. Interthinx's Fraud Risk Indexes are calculated based on the frequency with which indicators of fraudulent activity are detected in mortgage applications processed by the Interthinx FraudGUARD[R] system, a loan-level fraud-detection tool available to lenders and investors. The Interthinx Fraud Risk Indexes consist of the Property...

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