Loan rate monitor.

PositionMortgage rates across the United States - Statistical data

Month in Review

As we head into the spring season, mortgage rates across the United States remain low. As of Jan. 16, 2015, the average annual percentage rate (APR) on a 30-year fixed conforming fell to 3.632 percent. In addition, the average APR on a 15-year fixed conforming fell to 3.096 percent. These lower borrowing costs has spurred homeowners seeking to reduce their monthly payment. According to Mortgage Bankers Association's Market Composite Index, a measure of mortgage loan application volume, refinance applications rose to the highest level since July 2013.

MONTHLY AVERAGES 31-MAR 30-APR 30-MAY 30-JUN 15-Year Fixed Conforming 3.635 3.559 3.338 3.323 30-Year Fixed Conforming 4.473 4.358 4.167 4.159 30-Year Fixed Jumbo 4.184 4.089 3.927 3.947 5/1 ARM Conforming 2.946 2.919 2.878 2.899 5/1 ARM Jumbo 2.845 2.830 2.773 2.809 MONTHLY AVERAGES 31-JUL 29-AUG 30-SEP 31-OCT 15-Year Fixed Conforming 3.5353 .397 3.581 3.389 30-Year Fixed Conforming 4.3194 .169 4.244 4.099 30-Year Fixed Jumbo 4.1083 .910 4.070 3.941 5/1 ARM Conforming 2.9492 .912 2.959 2.913 5/1 ARM Jumbo 2.8842 .832 2.911 2.871 MONTHLY AVERAGES 28-NOV 31-DEC...

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