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John Bell

John was born in Hammond, Indiana, came to Chicago as a teenager and has resided there ever since. He is a graduate of Northwestern University Medill School of Journalism. He segued from writing the John Carmichael Texaco Sports Final for CBS Radio to publicizing peacetime atomic energy R&D as a member of the first public information staff at Argonne National Laboratory. He also held several agency and corporate PR positions, including at J. Walter Thompson., GM and Montgomery Ward. He added real estate writing to his portfolio when the PR agency he worked for obtained a number of real estate accounts. John enjoys the theater, raises English bulldogs and says he has created the world's finest barbecue sauce. He is married, with two daughters, three granddaughters and one great-grandson.

Robert Stowe England

Bom in York, South Carolina, Robert graduated from Duke University with a degree in English. His reporting career began with The Hartford Times in Connecticut. He moved into financial journalism as editor of the Delaware Valley Business Magazine, Philadelphia, and then wrote for Insight in Washington, D.C. As research director for the Global Aging Initiative at the Center for Strategic and International Studies, he wrote four books on the impact of aging populations on government spending, the economy and financial markets, including Aging China. A frequent contributor to Mortgage Banking since 1988, he also writes for Institutional Investor. Praeger published his 2008 book, Black Box Casino: How Wall Street's Risky Shadow Banking Crashed Global Finance.

Stuart Feldstein

Stu is president and cofounder of SMR Research Corporation, a firm that started doing mortgage industry research in 1986. SMR was the first to rank lenders by origination volume. Over the years, SMR has published studies on all aspects of the business, from marketing to credit risk. A 2004 SMR study included a special section on a "perfect storm" ahead for foreclosures. A native of Akron, Ohio, Stu moved to New Jersey in 1979, when he became editor of the corporate strategies section of BusinessWeek magazine. He lives on a small farm with his wife, Stevie, and three dogs. And, yes, there are a few farms left in New Jersey.

Lynn Fisher

Lynn is vice president of research and economics for the Mortgage Bankers Association (MBA), and the executive director of MBA's Research Institute for Housing America (RIHA). She received her doctorate in business administration...

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