Vol. 76 Nbr. 3, December - December 2015

Index

• Five years ago.
• Fannie Mae posts net income of $2 billion.
• Freddie books loss for third quarter.
• Credit tightness index (Oct. 2013-Oct. 2015).
• Small share of purchase volume going to low-credit-score borrowers.
• Business barometer.
• Homeownership demand is evolving, experts say.
• TransUnion finds sharp drop in serious delinquency rate.
• GSEs to be 'more flexible'.
• 3Q Commercial/multifamily mortgage originations up.
• Serious business.
• If TRID applied to burgers ...
• Getting the details correct.
• December 2015-March 2016.
• Authors: up close.
• Dana Abernathy, senior account manager for Emeryville, California-based National Mortgage Insurance Corporation, has been named chairman of the Mortgage Bankers Association's (MBA's) Certified Mortgage Banker (CMB) Society.
• Daniel H. Aminoff, CMB, AMP, has been named branch manager in the Fairfax, Virginia, branch office of Strongsville, Ohio-based Union Home Mortgage Corp.
• Dave Siegel has been named chief information officer of Fay Servicing in Chicago.
• John M. Presley has resigned as managing director and chief executive officer of First Capital Bancorp Inc. in Glen Allen, Virginia, and Robert G. Watts Jr. has been named acting chief executive officer.
• John R. Ciulla has been promoted to president of Webster Financial Corporation and Webster Bank NA in Waterbury, Connecticut, and has been appointed to the bank's board of directors.
• Michael Turner has been named chief technology officer for NewDay USA in Fulton, Maryland.
• Raymond J. Guttroff has been named managing director and Amy Shah has been named vice president on the Proprietary Lending team for Hunt Mortgage Group in New York.
• Richard Leurig has been named senior vice president, and Scott Bradford has been named vice president of sales and marketing for CoreLogic in Irvine, California.
• Scott Mooney has been named senior vice president, and John Fenwick and DJ Dal Pizzol have been named vice presidents in the Capital Markets Division for Nathan Hale Capital LLC in Charlotte.
• Tom Moser has been promoted to director of quality control.
• Brian Constable has been named senior vice president and territory manager for the Southern California and Midwestern markets of San Francisco-based Bank of the West.
• Chantel Veltri has been named closer.
• Jason Oelrich has been named production manager and Kirsten Oelrich has been named loan officer in the Tulsa, Oklahoma, branch; and Trent Tatsch has been named loan originator in the Austin, Texas, branch of Dallas-based PrimeLending.
• John Rhode has been named account executive in the Wholesale and Correspondent Lending division, focused on the metro Chicago area, for Addison, Texas-based Mid America Mortgage Inc.
• Q&A with Ben Bernanke: the former Federal Reserve Board chairman talks about quantitative easing, the rise of non-bank lenders and why Bear Stearns could be saved during the crisis but not Thornburg Mortgage.
• Data standards: setting the foundation.
• Underneath inflated appraisals.
• The hazards of farming out appraisals.
• From hero to homeowner.
• Profile of today's new originator.
• A perfect match.
• The rebirth of risk management.
• Implications of pending bankruptcy form changes.
• What happened--and what didn't happen--in 2015.
• Getting to the future means putting the past behind us.
• Gen X--the forgotten generation.
• Inside the mind of a top executive--Craig Strent.
• Bridging real estate valuation standards to smooth international transactions.
• Price watch.
• The closing table.
• Top origination markets by loan volume.
• States ranked worst to best by foreclosure rate.
• Identity fraud risk index for September 2015--top 5 MSAs.
• Mortgage fraud risk index for September 2015--top 5 MSAs.
• The appraisal accuracy index.
• Home-equity highlights.
• Markets with highest share of distressed sales.
• Month in review.
• Loan file pages by product type.
• Loan page size distribution.
• Percentage of loan files with 800 or more pages.
• Key Economic indicators and interest rates.
• Housing activity: residential structures.