Vol. 71 Nbr. 10, July 2011

Index

• The credit box.
• Comment period extended to August for QRM rule.
• Ranieri, Rosen offer 'Plan B' for fixing housing mess.
• National home prices now at 2000 levels.
• May housing scorecard highlights performance data on 10 large servicers.
• Fannie and Freddie show markedly different results for Q1 2011.
• Weichert financial services to pay $3 million in 10-state settlement.
• Slight decline in negative-equity share in first-quarter 2011.
• Average age of U.S. first-time buyers climbs to over 31 years old.
• Poll shows 50 percent say they could never save enough for a down payment.
• Short-sale study shows fraud risks climbing.
• Local market monitor sees home prices rising in many CA markets by 2014.
• Four questions I'd like to ask decision-makers before they 'fix' our industry.
• The ticker.
• Losses lingering in the pipeline.
• July-October 2011.
• High anxiety.
• Q&A with Senator Kay Hagan: Senator Kay Hagan talks about the bipartisan amendment she and two other senators got added to the Dodd-Frank act to create a qualified residential mortgage exception to the risk-retention rule.
• What downturn? Some mortgage bankers are finding opportunity in new places even as the overall market does its double-dip. These lenders are branching into new markets, picking up experienced origination teams, offering localized product menus--all backed by the newest technology.
• The risks of risk retention: there is a lot not to like about the proposed qualified residential mortgage (QRM) definition. And regulators are hearing all about it.
• A really hard year: as lenders brace for the lowest home loan volume in 14 years, an industry ponders the challenge of producing under difficult circumstances.
• The upside of the loan quality initiative: demands for higher-quality loans and more accurate data are on the rise. The good news is there are solutions to help comply with the burgeoning requirements.
• Extreme appraisal makeover: the appraisals you receive will be dramatically different in a matter of weeks. Here's what to expect.
• Biography of a dream.
• Top 10 considerations when buying POS technology: thinking of adopting "smart," online mortgage point-of-sale technology? Here's a list of the top 10 things to consider before you buy.
• Teaching form experience: a husband-and-wife team took an idea about building a training company and built a business whose annual revenues more than tripled from 2009 to 2011.
• complianceEase launches RESPA auditor 2.0.
• MortgageFlex leverages document collaboration with Xerox Mortgage Services.
• LoanSifter releases automated safe harbor disclosure document to verify reg Z compliance.
• Safeguard properties partners with American Association of Code Enforcement.
• A la mode launches UMDP training for lenders and AMCs.
• Comprehensive appraisal management integrated into Xetus' Loan Management System.
• BrokerPriceOpinion.com launches new retrospective BPO report.
• Ellie Mae reports first-quarter 2011 results.
• Coester appraisal group launches repurchase guarantee.
• GCC servicing systems automates discharge notices with new module.
• PREO.com aims to shorten short sales.
• MBA Q1 commercial/multifamity mortgage delinquency rates 'mixed'.
• Nonperforming CRE loans trip up failing banks.
• Beige book: slow to moderate CRE recovery.
• Multifamily capitalizes on weak housing markets.
• High-end hotels lead industry rebound.
• Local programs maintain housing for aging, report says.
• Johnson Capital forms correspondent relationship with CapitalSource.
• Kennedy Wilson acquires BOI REIM.
• HFF arranges $134.76 million on 13-property mixed-use portfolio.
• A better way forward.
• Anthony Renzi.
• Brian Simon.
• Daniel J. Biron.
• Dennis Postlewait.
• E.J. Burke.
• Jeff Flory.
• Marshall G. Gayden.
• Morgan Harris.
• Parvesh Sahi.
• Paul Merski.
• Rick E. Smith.
• Steven Parrinello.
• Cindy Laffey.
• Fred Van Remortel.
• January Taylor.
• Kevin Phelan.
• Mark Mackey.
• Robert Lukowski Jr.
• Steven T. Holmes.
• Suzy Patton.
• Reverse servicing issues make process complex.
• What about government dominance of the housing market?
• 'New normal' plagues housing.
• Market performance gauge.
• Monthly change in loan volume by state (April-May 2011).
• 50 states by appreciation rate.
• Market trends overview by state.
• Top 25 core-based statistical areas--sales price market trends.
• Mortgage applications indexes mortgage bankers association (MBA).
• Key economic indicators and interest rates.
• Housing activity.