Lending assistance.

Mortgage BankingVol. 51 Nbr. 11, August 1991

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Summary


Federal Home Loan Mortgage Corp. begins purchasing mortgages under local housing programs

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Lending assistance.

LENDING ASSISTANCE

Both secondary mortgage market giants, Freddie Mac and Fannie Mae, have established "targeted" affordable housing departments during the past few years. Each agency is quick to point out that these developments are part of their long-standing efforts in this regard, citing statistics and numerous earlier examples of their affordable housing activities. Each also will point to the average size of the mortgages they purchase as further evidence of their affordable housing efforts.

All these statistics, examples and average loan balances are true. Each organization has and is making a variety of efforts in this area. These efforts include cash equity investments, special mortgage underwriting guidelines, mor...

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