Is big always better?

Summary


Servicers of Government National Mortgage Association - Cover Story

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Extract


Is big always better?

Taking on conventional wisdom, Coopers & Lybrand took apart some data from GNMA servicers and found big is not always better. Furthermore, geographic diversity is not always the plus it's cracked up to be.

In business, is big really better? And what about the popular diversification advice to avoid putting all your eggs in one basket? After all, even Mark Twain cautioned us "to put all our eggs in one basket, but watch them."

Even though conventional wisdom today is clearly stacked on the side of growth through mergers and acquisitions, and diversification is a commonly sought strategic goal for many, we think it's critical to question whether these strategies are everything they are cracked up to be.

On one side of the growth and diversification issue are the financial and economic professionals who argue quantitatively that the soundest and least risky strategy for business management...

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