Immigrant lending: finding the right way to do the right thing.
Mortgage Banking › Vol. 64 Nbr. 8, May 2004 ›
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Executive Suite
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Immigrant lending: finding the right way to do the right thing.
JOSE GOMEZ HAS BEEN IN THE UNITED States working hard manual-labor jobs for 12 years now. He has earned his income--first as a gardener, then a roofer and now as a third-shift machinist--under a Social Security number (SSN) that is not his own. In fact, his paycheck identifies him as Juan Feliz, but he tells co-workers to simply call him Jose.
The portion of Gomez's hard-earned income that doesn't go to Uncle Sam goes to support his wife and three children, ages 5, 8 and 11. At home, the family speaks Spanish. On the job, Gomez speaks broken English that can best be described as functional. Hi...See the full content of this document
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