From trillions back to billions.

Mortgage BankingVol. 54 Nbr. 4, January 1994

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From trillions back to billions.

Refinances played a historic role in dominating origination activity last year. This year a shrinking refi market still will leave an origination year that winds up third in the all-time volume rankings.

WITH A STUNNING PERFORMANCE in 1993, paced by residential originations hitting nearly $1.1 trillion, the mortgage industry set a record that will be hard to break in the coming years. Surging refinancing, stimulated by the lowest mortgage rates in more than 20 years, accounted for more than half of last year's mortgage originations. It was the first time that refin...

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